Privacy Policy

This Privacy Policy explains how CruiseInsurance.co.nz ("we", "us", "our"), operated by Cover4You, collects, uses, and protects information in accordance with the New Zealand Privacy Act 2020. By using this website you agree to the practices described in this policy.

This website does not include insurance quote forms that collect personal details. If you contact us by email at hello@cover4you.co.nz, we collect only the information you choose to share. We also collect analytics data automatically: IP address and approximate location, browser type and version, pages visited and time spent, referring website, and date/time of visit. This is collected via Google Analytics to help improve the site.

We do not use your information for direct marketing without your consent, and we do not sell or rent your information to third parties.

• →To respond to enquiries sent to hello@cover4you.co.nz
• →To analyse website usage and improve content
• →To monitor website performance and security
• →To comply with our legal and regulatory obligations

When you click a "Get Quote" link, you are directed to a third-party insurer's website. We may receive a referral fee if you purchase a product — this does not affect the price you pay. When you leave this site, the provider's own privacy policy applies. We do not transmit your personal information to providers.

We may share information with trusted third-party service providers (such as Google Analytics, web hosting) who assist in operating this website. These parties are required to keep your information confidential. We may disclose information if required by law or regulatory authority.

We retain email correspondence for a reasonable period to respond to ongoing enquiries. Analytics data is retained in accordance with Google Analytics' standard retention settings. We do not collect or retain sensitive personal or health information.

Contact us at hello@cover4you.co.nz. We will respond within 20 working days. If unsatisfied, you may complain to the Office of the Privacy Commissioner at www.privacy.org.nz.

• →Request access to the personal information we hold about you
• →Request correction of your personal information if inaccurate
• →Request deletion where we have no lawful basis to retain it
• →Make a complaint about how we handle your personal information

We take reasonable technical and organisational measures to protect information against unauthorised access, disclosure, or loss. However, no internet transmission is completely secure.

Email: hello@cover4you.co.nz Website: www.cruiseinsurance.co.nz