Disclaimer

All content published on this website is provided for general information purposes only. Nothing on this website constitutes personalised financial or insurance advice. CruiseInsurance.co.nz is not a licensed financial adviser under the Financial Markets Conduct Act 2013 (FMCA) and does not hold a Financial Advice Provider (FAP) licence. Before purchasing any insurance product you should read the Product Disclosure Statement (PDS), consider whether the cover is appropriate for your specific circumstances, and consider seeking advice from a licensed financial adviser.

When you click a "Get Quote" link on this website, you are directed to a third-party insurance provider's own website where you can obtain a quote and purchase a policy directly. CruiseInsurance.co.nz plays no part in the insurance transaction.

CruiseInsurance.co.nz may receive a referral fee or commission from insurance providers when you click through from this website and purchase a policy. Importantly: any referral fee we receive does not affect the price you pay. The premiums charged by insurers are set independently and you pay exactly the same price whether you come via our website or go directly to the insurer. Our referral arrangements do not influence our editorial content, comparisons, or ratings.

We make reasonable efforts to ensure that comparisons, premiums, and product information are accurate and current. However, cruise insurance products, policy terms, cover limits, and premiums change frequently. We do not guarantee that any information on this website is accurate, current, or complete. All premiums and prices shown are indicative only and are subject to change. Always verify current product details, cover limits, and premiums directly with the relevant insurer before making any purchasing decision.

To the fullest extent permitted by law, CruiseInsurance.co.nz and Cover4You accept no liability for: any loss or damage arising from use of or reliance on information on this website; any decision to purchase or not purchase a cruise insurance product; any act or omission of a third-party insurance provider; or any inaccuracy, error, or omission in information published on this website.

This website contains links to third-party insurance providers. We do not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party website. When you leave this site, the terms and privacy policy of the third-party website apply.

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